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At Custom Mortgage, the loan approval process is easy. We offer a variety of secure and convenient application options:

The following is a list of documents that might be needed for your loan application.  It’s a good idea to start collecting these items and have them ready.

As applicable:

• Photo of drivers license (front only is fine)

• Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income

• Names/addresses/phone numbers of employers for most recent two years

• Start date of current employment (and previous start/end date if less than 2 years)

• W-2s for most recent two years

• Most recent 2 years tax returns

• Most recent 2 months bank statements, all pages, even the blank ones

• Most recent quarterly retirement or annuity statement

• If self-employed, year-to-date profit and loss statement, plus signed returns for last 2 years

• Pension award letters, if applicable

• Social Security and Disability benefit letters, if applicable

• Proof of bonus income for previous 2 years (last paystub from each year)

• Proof of child support or alimony income (optional for you to disclose)